7 Common Questions to Settle in a Car Accident Settlement

Posted in February 12th, 2017
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There are a billion questions that you want answered as soon as you’ve been injured at the fault of someone else in a car crash. What are the first steps? What kinds of damage reparations am I eligible for?

We’ve compiled the top questions that are asked to settle a car accident settlement, down below. Make sure to strap yourself in, get yourself an accident attorney, and read on to educate yourself.

  1. Where Do You Start?

Let’s start with the basics:

  • If you’re suffering from an injury thanks to the accident, schedule an appointment with your doctor to have your injuries checked out. You must seek medical attention after your accident if you hope to move forward with any lawsuits.
  • Schedule an appointment with your accident lawyer in order to determine the first steps necessary to file a suit.
  • Get in touch with your car insurer as soon as possible and apply for accident benefits.
  1. Are There Any Time Limitations?

Generally, there is atwo-yeartime limit on the amount of time you have to bring up a suit from the date of the accident. So, if you pass 2 years after the accident without suing, you might not able to file a law suit after that fact.

That’s why it’s crucial that you meet with your accident lawyers as soon as possible after the accident so you don’t miss that window of time. You should speak with your lawyers if you are over the two-year mark to see if it’s still possible to file a suit.

  1. What Exactly Can You Sue For?

Alright, so what exactly can you bring on the lawsuit for? Below, you’ll find the damages that you can sue the other side for:

  • General damages for your mental and physical pain/suffering.
  • Income loss thanks to the accident.
  • Losing your competitive advantage in the marketplace.
  • Any future medical expenses incurred on you.
  • Housekeeping and other maintenance expenses.
  • Out-of-pocket expenses and other special expenses.
  • Claims by family members.
  1. When Can, An Injured Person Sue For General Damages?

When you’re looking at suing for general damages, an injured person has to prove that their injuries in question meet the threshold. There are plenty of details of what constitutes general damages, which can be further discussed with your lawyer.

However, in general, someone can sue for general damages when there is significant impairment of an important physical, mental, or psychological function. The best way to determine whether or not your damages can be held up in the court of law is by speaking with your lawyer.

  1. What Happens When an Injured Person’s Injuries “Meet the Threshold”?

For your information, there is a statutory deductible that brings down the cost of the accident for the insurer of the at-fault driver. Before August 1st 2015, the amount of that deductible is $30,000.00 that is adjusted for inflation every year.

With that deductible comes a threshold amount that is around $120,000. Any costs under the amount, the deductible has to be paid. Over this threshold, the deductible doesn’t have to be paid.

  1. How Long Does It Take Before an Injured Person to Receive Compensation for A Loss of Income?

This answer is pretty straight-forward. The person who’s been injured thanks to the accident cannot receive compensation for a loss of income for the first seven days after the collision.

  1. Can an Injured Person Claim Healthcare Expenses in A Suit?

If the person who’s been injured meets the threshold we talked about above, then the answer is most definitely yes. The injured person can claim all future healthcare expenses that relate to the injury in the lawsuit. This would be anything that’s over the amount paid out to you by your accident benefit insurer.

You will be able to work with your lawyer to determine what exactly these future medical costs will add up to and add that to your law suit.

All of these questions are ones that you’ll probably be asking yourself as you go through this process. Make sure that you’re as educated as possible before you move forward so you can be successful in your case.